Pension schemes for association members old
Think about tomorrow today.
Pension schemes for association members
As an association member, even if you’re self-employed (without personnel with 2nd pillar coverage), you can now also make provision for risks such as death and disability. This is why we developed three innovative pension solutions in close cooperation with management interest group Schweizerischer Kaderverband as well as various commercial and professional associations.
What will my pension scheme cost?
We’re ready to help you take the first steps towards organising your occupational benefits scheme. Find out what costs you can expect, and get an initial overview. All calculations apply only to the selected filters and constitute examples. This information is non-binding and is not guaranteed; however, we will be pleased to provide an individual proposal based on precise figures.
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“I want a favourably priced pension solution that will help me if something happens.”
“I want more! A higher retirement pension and better protection in the event of death and disability.”
“I want the optimum. The largest savings potential and the best risk protection”
The benefits for you
| The AHV annual salary up to a maximum of CHF 88 200 less the coordination deduction of CHF 25 725 is insured. | The AHV annual salary up to a maximum of CHF 352 800 less the coordination deduction of CHF 25 725 is insured. | The effective AHV/AVS annual salary up to a maximum of CHF 352'800.00 is insured. |
| The retirement or disability pension, including AHV/AVS//IV/AI, should be in the area of 60% of the salary. | The retirement or disability pension, including AHV/AVS//IV/AI, should be in the area of 70% of the salary. In the event of your death, survivors should receive 50% of your salary, including AHV/AVS. | The retirement or disability pension, including AHV/AVS//IV/AI, should be in the area of 80% of the salary. In the event of your death, survivors should receive around 60% of your salary, including AHV/AVS. |
| In the event of your death, survivors should receive 40% of your salary, including AHV/AVS. | Voluntary purchases and additional savings contributions will now also go towards your lump-sum death benefit. | Voluntary purchases and additional savings contributions will now also go towards your lump-sum death benefit. |
Your risk insurance profile
Disability pension:
30%
of the AHV/AVS salary
Partner’s pension:
20%
of the insured salary (in line with BVG/LPP minimum)
Child’s pension:
approx. 7%
of the insured salary (in line with BVG/LPP minimum)
Disability pension:
40%
of the insured salary
Partner’s pension:
24%
of the insured salary
Child’s pension:
approx. 7%
of the insured salary (in line with BVG/LPP minimum)
Disability pension:
50%
of the insured salary
Partner’s pension:
30%
of the insured salary
Child’s pension:
approx. 5%
of the insured salary (in line with BVG/LPP minimum)
For employers
If you have any questions about your company’s pension plan, or in the case of a new address or change:
For employees
If you have any questions about the insurance certificate, payments, purchases or advance withdrawals:
Associations
The following professional associations and cantonal trade associations have signed up for association insurance:
